Is there a way to survive without money?
Here are some tips for living without money:
Make a plan
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Before deciding to live without spending money, try reducing your expenses. Living without money is a transformative decision, especially if you live with or support others. To see if living without money suits you, start small by spending a week or a month without spending any money. There are many ways to reduce expenses in daily life. Even if you don’t decide to switch completely to cashless payments, these techniques can help you save money.
If you live in an area where you can commute on foot or by bike, you can avoid the costs of using a car (gas, fees, parking, maintenance). Plus, it’s great for improving your fitness!
Try spending a week without buying groceries. Cook meals using only the ingredients you already have in your pantry or fridge. There are plenty of websites that can help you make meals from existing ingredients.
If you enjoy going out for entertainment, look for free local activities. Local newspapers’ websites usually list free activities and events. Public libraries often have movies you can borrow for free, in addition to free books and internet. Taking walks or spending evenings playing games with friends and family is always free.
Living without money is a database that provides helpful advice and tips for living without spending money, available online.
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Consider your needs (and your family’s needs). It’s easier to live without spending money if you’re single compared to having a family. Since living without spending money is a significant commitment, you’ll want to ensure that essential needs are still being met without spending money.
For example, if you or someone in your family frequently needs medical care or prescription medications, living without spending money may not be the right choice.
Living in extreme climates, such as very hot or very cold areas, requires consistent temperature control for safety. Especially if you have young children or elderly family members, the risks of illness or death due to heat or cold increase.
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Read about other people’s experiences. By reading about experiences like Heidemarie Schwermer’s life of moneyless living in Germany or Daniel Suelo’s choice to live off the grid in a cave and away from civilization, you can understand what living without money entails through the experiences of others.
Mark Boyle’s “The Moneyless Man: A Year of Freeconomic Living” is a firsthand account of living without money. He also has a book called “The Moneyless Manifesto” and a website called Streetbank for low-cost living.
Mark Sundeen’s “The Man Who Quit Money” is a biography of Daniel Suelo, who has lived without money for over 14 years.
The 2012 documentary “Living Without Money” chronicles the life of Heidemarie Schwermer, a German who has lived without using cash since the 1990s.
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Consider what you can invest in. While reducing or eliminating most household bills has significant economic benefits, these benefits may not be immediate. Even if you don’t choose a cashless lifestyle, there are things that can help you live without spending money, like solar panels, composting toilets, or wells. These things require an initial investment.
If you live in an urban area or don’t own a home, your options for these things may be limited. You’ll need to research what’s possible for you.
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Understand that some expenses are necessary. For example, if prescription medication is necessary, simply stopping spending money to live without money isn’t the right approach. Consult a doctor before taking medication. If you can’t or don’t want to sell your home, you’ll need to continue paying your mortgage to avoid foreclosure or eviction.
If you choose to keep working, you’ll need to continue paying taxes.
In the United States, all adults are currently required to enroll in health insurance under affordable healthcare laws. Depending on your annual income (which is currently over $10,000 annually but may change), you may need to enroll in health insurance or pay a penalty.
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Transition to off-grid living. Find or build a home powered by renewable energy sources like solar or wind power. Use well water or local streams. Install composting toilets: these save water, support the environment, and produce “humanure” for home gardening.
A camper van (sometimes called a caravan or recreational vehicle) can be a good option if you can’t afford a full-size home with these facilities. It can also make it easier to find waterfront sites.
“Earthships” are environmentally friendly, low-cost homes that use discarded materials like old car tires or beer bottles as building materials. These materials are often available for free or very cheap, and you can trade labor for them.
Even if you don’t choose to transition without spending money, things like solar panels or composting toilets are budget-friendly and environmentally friendly.
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Volunteer on organic farms. World Wide Opportunities on Organic Farms is a well-established organization that coordinates volunteer opportunities on organic farms worldwide. There’s a small membership fee for this service. Typically, they provide housing and meals in exchange for your labor. Some farms accept families.
If you’re volunteering abroad, you’ll need to obtain a work visa. Additionally, you’ll need enough money to cover travel expenses.
Volunteering on organic farms is also an excellent way to gain agricultural skills that can be useful for growing your own food.
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Join a community that shares your values. Many intentional communities, cooperatives, eco-villages, or co-housing communities exist with shared living, goals, and ideals. You may be able to exchange skills or groceries in these communities. You can find more information about these communities online.
Before committing to live in a community, visit and ensure it aligns with your values, personality, and lifestyle. Cohousing isn’t suitable for everyone, so you’ll want to make sure it’s a good fit for you.
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Become a housesitter. If you enjoy traveling, building a reputation as a responsible and reliable housesitter is a great way to travel and live comfortably. Join online organizations like Trusted House Sitters or Mind My House, or spread your name as a trusted contact for people in your local community going on vacation.
If you’re looking for temporary accommodations, also check organizations like Couchsurfing or The Hospitality Club. They can be useful if you have a flexible schedule and want to meet new people.
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Live in nature. It may take time and effort to acquire the necessary skills, but there are many possibilities for living away from traditional homes. Caves or other natural shelters can be good options. This kind of lifestyle requires excellent health and physical fitness. It may not be suitable if you’re not in good health or have children or elderly family members.
Moving to a warmer climate can make outdoor living much easier without extreme temperature fluctuations, heavy rainfall, or freezing temperatures.
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Consider joining a religious community. Many religious communities focus on forsaking materialistic lifestyles. These include Buddhist sanghas, Christian monasteries, or convents. These communities commonly provide basic elements of life like clothing, housing, and meals in exchange for your service and dedication.
If your values and beliefs make this experience a good fit, you can search for options online or contact someone within the community you’d like to join.
Religious communities typically accept individuals only. If you have a family, it may not be the best option for you.
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Research food options. Find a good guide to
foraging, gardening, or hunting in your area. This will allow you to obtain food for free or at a low cost. Avoid foraging near polluted areas or areas treated with pesticides. Obey local laws and respect private property.
Community gardens are excellent options for growing your own food if you don’t have space or resources for a garden at home. These gardens are often run by volunteers and offer plots for individuals or families to grow food.
Join a food-sharing network or start one in your community. Websites like Food Not Bombs share free meals in public places to protest food waste and support the community.
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Learn essential skills. Knowing how to repair, build, cook, and forage will be invaluable when living without money. These skills can be self-taught or learned through classes, workshops, or apprenticeships. Share your skills with others in exchange for something you need.
Having skills like carpentry, plumbing, electrical work, or gardening can also lead to opportunities for work or bartering.
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Barter or trade for goods and services. Bartering is an excellent way to obtain things you need without spending money. Offer your skills or items you no longer need in exchange for what you need.
Online bartering platforms like Craigslist or Freecycle can connect you with people in your community who want to trade or barter. There may also be local bartering groups or events you can participate in.
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Begin a home garden. Cultivating your own food such as fruits, vegetables, and herbs not only saves on grocery costs but also offers an ecological approach to eating. Depending on where you live, you can grow a garden indoors or outdoors. Resources for home gardening include websites, books, and local gardening clubs.
Visit a local garden center to purchase plants suited to your environment and seek advice on local soil and climate conditions. You can also grow indoor plants and herbs. They require sunlight and water and need less space and time compared to growing regular food.
Easy-to-grow foods include herbs (basil, parsley, dill), vegetables (tomatoes, cucumbers, salad greens), fruits (strawberries, blueberries), and foods that grow from seeds (edamame, green onions). These foods can be grown in partial shade or containers.
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Consider foraging for wild plants and animals to eat. There are legal guidelines for harvesting wild animals and plants. Seeking wild foods adds an adventurous touch and diversifies your food sourcing methods. A good way to find wild foods is by attending workshops or classes on wild edibles.
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Participate in town or city events. There are events and festivals that offer free food and drinks. These events are held within the local community and are a great way to experience local food and culture.
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Join a community garden. These are a series of small gardens based on individual plots or shared plots where community members can grow, harvest, and share vegetables and herbs. This is a great way to build community connections.
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Participate in local food banks or food relief programs. These programs are established to provide food to individuals and families facing food insecurity. They also offer opportunities to volunteer to support local food banks.
Do you have any favorites among these ideas?
